AI

Coinbase Reopens in India, Plans Fiat On-Ramp for 2026

After a two-year pause, Coinbase India crypto exchange has reopened its platform for registrations. Users can currently trade crypto-to-crypto pairs, but the company announced plans to introduce a fiat on-ramp in 2026. This will allow Indian users to deposit local currency and purchase cryptocurrencies directly through the app.

Coinbase first entered India in 2022 but had to halt support for the Unified Payments Interface (UPI) after the National Payments Corporation of India (NPCI) refused to recognize its operations. In 2023, Coinbase fully ceased operations in the country, asking users to offload accounts.

John O’Loghlen, Coinbase’s APAC director, told India Blockchain Week that the company engaged with the Financial Intelligence Unit (FIU) and registered earlier this year. Early access onboarding started in October, and the app is now fully open for Indian users.

Strategic Move Amid Regulatory Challenges

India’s strict crypto regulations and taxation policies have historically made expansion difficult. The country levies a 30% tax on crypto income without loss offsets and imposes a 1% deduction on each transaction, which can discourage frequent trading.

O’Loghlen said Coinbase hopes future regulatory adjustments will make holding digital assets easier. Despite challenges, Coinbase’s venture arm recently invested in local exchange CoinDCX, valuing it at $2.45 billion post-money.

User Experience and Trust Focus

Coinbase is positioning itself as a secure and trusted exchange in India. O’Loghlen emphasized, “We want users to onboard in minutes, with the same trusted experience they expect from top Indian super apps like Zepto or Flipkart.” The company aims to offer a simple, reliable interface while safeguarding funds.

Team Expansion and Local Presence

Coinbase plans to grow its Indian team beyond 500 employees, hiring for roles in local operations and global market support. The company will leverage its India base to enhance both regional and international crypto initiatives.


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